Help to Buy

The Help to Buy scheme is a great government initiative for First Time Buyers. It essentially means, that you can apply for a loan from the government, which you will put towards the cost of buying a newly built home.

You would need to buy your home from a reputable, registered homebuilder who is registered for Help to Buy. This, along with any deposit you have saved, will dictate the amount of mortgage you need, which we can help with.

For example, if your new home is worth £200,000, you’d need a 5% deposit of £10,000. Plus, your 20% equity loan of £40,000 then your 75% mortgage of £150,000 = £200,000. Talk to us at Steeples, and we can explain how everything is arranged and how and when the equity loan is paid back.

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Arrange A Free No-obligation Consultation With Expert Mortgage or Equity Release Advisors at Steeples Mortgages in West Yorkshire.

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