Life Assurance is a product, which pays out a tax free lump sum upon death. Ultimately, it means that if you pass away, your family will receive an amount of money (depending upon how much you agree upon at the time of taking out the policy) which they can use to pay off the mortgage. This gives such great peace of mind as you will know that you’re not leaving any mortgage debt behind and perhaps a little left over for a rainy day.
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