Accident, Sickness And Unemployment Cover

If you’re aware that you’re not going to be able to work for 12 months, due to involuntary redundancy or a through accident or sickness, then an ASU (accident, sickness and unemployment) policy could be just the ticket. It is a short-term income protection policy which replaces your income for up to 12 months. ASU isn’t tied to your mortgage in any way, it’s a way of paying you a portion of your previous salary each month, which you can spend as you wish.