If you own a property which you rent out to at least 3 people, not from the same family, then this is classed as a House in Multiple Occupation. At Steeples Mortgages, Huddersfield, we’re experts in this particular field and can help you get through the process, with as little fuss as possible. Different lenders have different criteria and not all lenders will offer mortgages, but as we have access to the whole of market, we have access to the most competitive rates available from our list of providers. Plus, as HMO properties have grown in popularity amongst the buy-to-let community, more lenders have entered the market, which means in turn, it is slowly turning into a buyer’s market!
Some forms of Buy to Let mortgages are not regulated by the FCA.
